Legal
Disclaimer
Last updated: June 5, 2026
On this page
1 Education only, not advice
Everything on The Clearing is for general education. It is not legal, medical, tax, financial, or insurance advice, and it is not a recommendation to buy, keep, or drop any plan. Your situation is unique; verify before you act.
2 Not a government agency
The Clearing is not affiliated with, endorsed by, or connected to Medicare, CMS, the Social Security Administration, or any government agency. For official information, visit Medicare.gov or call 1-800-MEDICARE.
3 No sales, no commissions
We are member-funded. We don’t sell insurance, recommend or rank specific plans or carriers, enroll anyone, or earn commissions. Nothing here is bent toward a product.
4 Accuracy & 2026 figures
We work to keep information accurate, but rules and dollar amounts change. Figures cited reflect 2026 Medicare parameters unless noted; confirm current figures at Medicare.gov. Statistics are attributed to their sources where cited.
5 Fern can be wrong
Fern is an educational AI guide, not a licensed agent or professional. It can make mistakes. Verify exact rules, dates, and amounts with Medicare.gov, your SHIP counselor, or a licensed professional before acting.
6 Third-party links
The Service may link to third-party sites and resources we don’t control. We provide them for convenience and aren’t responsible for their content or practices.
7 When to get professional help
For decisions about specific plans, enrollment, appeals, or your health, consult a licensed professional, your state SHIP counselor, or Medicare directly. Contact us with questions about this disclaimer.
This document is a prototype template and not a substitute for legal advice. Have it reviewed by qualified counsel before publishing. Questions? Reach our team.